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Loans

First Mortgages
Great Home Loans …. Making Dreams Affordable!
We now offer Jumbo and FHA loans.
Purchase your new home or refinance your current home loan with Focus One Community Credit Union!

Whether you are looking to buy your first home or if it’s time to re-think your mortgage, Focus One can help with a mortgage loan that fits your needs. We offer a great range of mortgage options, including jumbo and FHA loans, competitive rates, and fast loan approval.

Before you start shopping for your new home or to refinance your present one, call the Credit Union’s Home Loan Center at (800) 574-4556 or visit The Home Loan Center to be pre-qualified. Then start shopping. Once you’ve found your home or if you’re ready to refinance, select from a wide variety of terms and rates. 

30 year, 15 year Fixed Rate Mortgages

  • No down payment options 
  • No hidden fees
  • Competitive rates

7 Year Call

  • Fixed rate for 7 years, amortized for 30 years
  • Owner occupied single family residence
  • Condos and PUDs are acceptable

We are an Equal Housing Lender.

Disclaimer: Focus One Community Credit Union is not responsible for the privacy practice or the content of web sites to which we may provide a link. While all efforts are made to ensure accuracy of information presented on the Focus One Community Credit Union web site, we cannot guarantee that all information is current.

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RELATED LINKS
Pre-qualify or Apply for a Mortgage Loan
Loan Calculator

 

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NCUA

American Share Insurance Credit Union Direct Lending

We are an Equal Housing Lender.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.