Savings Programs
For Personal Savings, we offer several accounts, from traditional savings to certificates, for you to choose from depending on your individual needs and requirements.
Take a step toward attaining your financial goals with one of Focus One Community Credit Union Savings Accounts. We have a variety of options to choose from including:
It's easier to grow your savings than you may think. To build a savings, deposit on a regular basis. One of the easiest ways to pay yourself first is with Payroll Deduction or a Direct Deposit of a designated amount from your paycheck to your savings account. Decide how much you will need, or how much you want to save per pay period. Arrange with the Credit Union for Payroll
Deduction or Direct Deposit and you won't be standing in line to deposit your funds! It's as simple as that!
Money Market Accounts
If you’re looking for safety as well as a high rate of return look no further. With Focus One’s Money Market Account you can enjoy a sizeable rate of return on your money. Tiered dividend rates increase with higher balances. Our Money Market account allows you to invest $2,500 to $200,000 plus. The dividend is compounded and paid monthly, so your funds grow quickly! What’s unique about this account is that you can access your money up to three times a month. We provide you with easy access checks.
Share Savings Account
If you're just getting started, this is the ideal account. Begin by depositing a minimum of $10.00. Continue depositing on a regular basis through payroll deductions or direct deposit, and watch your "Nest Egg" grow. We'll even let you use this account as collateral for loans.
Club Accounts
If you end up with high credit card bills after the holiday season or a special vacation, this account may be just what you need. Both accounts allow you to save a specific amount each payday to meet your special needs and you can start with just $10.00.
Share Certificates
Lock in a high rate for a fixed length of time for amounts of $1,000 or more. Competitive rates and terms from 91 days to 5 years are available.
All Savings Accounts are insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). This fund is administered
by the National Credit Union Administration, a government agency. Individual Retirements Accounts (IRA's) are insured separately up
to $250,000. |
