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Benefits of Membership
As a member of Focus One Community Credit Union, you belong to an institution that is unique in the financial world. While we provide many similar services to banks, savings and loans or other financial institutions, we are driven by a commitment to quality member service that sets us apart. And, as a member of Focus One Community Credit Union, you are not only a member but an owner too!
Focus One Community Credit Union is a cooperative, not-for-profit, full service financial institution that is member-owned and controlled through a board of directors elected from and by the membership. This voluntary board establishes and revises the Credit Union's policies and sets dividend and loan rates so that you can earn more when you save and pay less when you borrow.
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- We offer lower loan rates and higher savings rates than banks and other types of financial institutions.
- The latest in electronic services
- All funds are insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), an arm of NCUA
- Net earnings are reinvested in the Credit Union to benefit our membership with investments in staff, new technology and new products and services.
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